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Uninsured Motorist

As you probably know, being involved in a car accident can have drastic physical, emotional and financial consequences, especially when you are hit by an uninsured driver. Our personal injury lawyers are equipped to help you through this difficult process – give us a call any time to see how we can help.

Woman at car crash.

What is Uninsured & Underinsured Motorist Coverage?

Uninsured Motorist (UM) is a part of your auto insurance policy that covers you when an uninsured driver hurts you or damages your car.  Underinsured motorist (UIM) is used when a driver’s liability insurance is inadequate and will not cover the total amount of your damages.

Oregon law currently requires motorists to carry insurance of $25,000 per person and $50,000 per auto accident to cover bodily injury to others. Oregon Law also requires motorists to carry UM and UIM insurance – this protects you and passengers in your car!  Call our personal injury attorneys free of charge to help you understand this coverage better – we are happy to help.

Dealing With Your Insurance Company

Although filing a claim for an accident with an uninsured driver involves only your insurance company, it can get complicated. Your insurance company may try to minimize the damages of an accident to avoid paying you full compensation for your damages. If you’re unsure about the process of filing a claim or have questions about your Uninsured Motorist coverage, our experienced car accident attorneys can guide you through the claims process and communicate with your insurance company so you can focus on healing.

At Johnson and Taylor, our attorneys are well-versed in dealing with uninsured motorist and other personal injury claims. Our compassionate and experienced legal team serves clients in Salem, Portland, and surrounding areas, and Marion, Polk, and Linn counties. If you or a loved one has been injured in an accident with an uninsured motorist, contact us to schedule your free consultation today.  We’ll take it from here.

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