Oregon Attorneys Help When You Are Injured by an Uninsured/Underinsured Motorist
We assist you in getting as much compensation as possible
Getting injured in an accident is bad enough without learning that the person responsible for the accident does not have enough insurance to compensate you properly, or has no insurance at all. You may feel resigned to the fact that you might have to pay your bills yourself. Serving clients in Portland and Salem, Johnson & Taylor helps clients collect from their own insurance company if the other party was uninsured or underinsured.
Protecting yourself against uninsured motorists
Oregon law currently requires motorists to carry insurance of $25,000 per person and $50,000 per auto accident to cover bodily injury to others. Not surprisingly, there are many uninsured drivers on the road and many who carry the bare minimum, which may not be enough to cover your losses.
Even though Oregon requires drivers to carry at least $25,000 of uninsured motorist (UM) coverage and underinsured motorist (UIM) coverage, if you are seriously injured and can’t work, this may not be sufficient to properly compensate you. A good defense to this is to carry sufficient UM coverage to cover your potential losses because going after the uninsured or underinsured motorist would usually result in very little recovery or none at all.
If you are properly insured by UM/UIM coverage, your insurance provider should compensate you properly but often insurance companies try to pay victims as little as possible. Our personal injury lawyers know how to stand up to them and get them to take your claim seriously, and we do everything we can to help you get the compensation you deserve.
Paying your bills if an uninsured motorist injures you
Depending on your level of UM/UIM and PIP coverage, you could be stuck with unpaid medical bills, unpaid wage loss, and unfair compensation for your pain and suffering. For example, if a motorist with no insurance injures you, your insurance company could pay up to your coverage amount, which would be only $25,000 if you carry the minimum amount.
It is clear that suitable UM/UIM coverage is important. If you are hit by an uninsured/underinsured motorist, Johnson & Taylor can help you by going after your insurance company for the amount to which you are entitled.
Let Oregon injury lawyers work to lessen your financial burden when an uninsured motorist injures you
There are many uninsured motorists driving in Oregon, and one of them may injure you. Be prepared, and insure yourself for such an event. If you have good UM/UIM coverage, our lawyers let the insurance company know we won’t back down and will do whatever we can to get you compensated quickly and fairly. We work on contingency, so if you don’t get paid, we don’t get paid. Contact us at 503-990-6641 or online.